CONSTITUTIONAL CLUB INSURANCE

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What You Should Know

Every constitutional club is unique - from its members and facilities to the way it operates.
Because of this, your club’s insurance needs will be unique, too.


That is why it’s essential to work with a specialist broker who understands constitutional clubs, can identify the cover you actually need, and negotiate the most suitable policy at a competitive premium on your behalf.

Insurance Types

Building and Content Insurance
Additional Covers
Liability Insurance

Buildings and Contents Insurance

Safeguard every part of your business, from the building itself to everything inside it.

Liability Insurance

Includes Public Liability, Product Liability and Employers’ Liability cover - protecting your club if anyone who interacts with it, whether a member of the public or an employee, makes a claim against you.

Additional Covers

We cover a variety of additional covers such as Management Liability, Loss Recovery Insurance and Excess Protect. We work to tailor your policy to your clubs needs.

3 Easy Steps to get a quote

Contact us now for a free, no obligation quote

admin@lapinsurance.co.uk

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Get in touch with us by phone

07736 775759

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Book a Phone Appointment Quote

Get a quote now - we save 90% of clients money!

Let us compare your existing cover and terms. In around 90% of cases, we save clubs money on their current insurance – without cutting corners on protection. We’ll never ask what you’re currently paying; we simply provide our best quote from the start.

We use A-Rated Insurers who specialise in Constitutional Clubs

We use A-rated insurers who specialise in constitutional clubs

Your club benefits from a dedicated policy designed specifically for liberal clubs, helping to ensure you are properly covered and giving you real peace of mind.

Our Service Promise

  • Quotes are usually provided within 24–48 hours

  • Policy documents issued within 24–48 hours of cover being agreed

  • Proactive customer care calls at 30 days and 6 months into your policy

  • Renewal contact well in advance, to review your cover in good time

  • We re-shop the market at every renewal to keep you on the best terms and rates available


  • Standard Cover Includes:


    • Buildings

    • Bowling green and playing surfaces

    • Floodlights, scoreboards and perimeter fencing

    • Clubhouse contents, fixtures and fittings

    • Outbuildings and contents within

    • Sports equipment and machinery

    • Stock (including bar stock and catering stock)

    • Money (on the premises, in transit and in a safe)

    • Glass, signage and external blinds

    • Business interruption/loss of income

    • Public & Products Liability

    • Employers’ Liability

    • Member-to-member liability

    • Loss of licence (for licensed bars)

    • Personal accident (employees, volunteers and committee)

    • Legal expenses

    • Directors and Officers 

    Hear What Our Satisfied Customers Have to Say

    This is what a few of our constitutional clubs have to say about us

    Swadlincote Constitutional Club

    Carole Large

    We use LAP Insurance for our club insurance and have done for a number of years. They are extremely competitive with great customer service. We find it a bonus to be able to chat with a professional about any concerns we have. We did try another company that offered a reasonable price but only for the first year and we soon came back to LAP & that friendly service.

    Horley and District Constitutional Club

    James Baker

    We had been using our previous provider for many years benefiting from what we assumed were great prices and service. We were approached by Kelly from LAP Insurance Brokers and decided to give it go.
    Not only did we get a much better price, and a policy that was tailored to our actual needs but we benefited from a personal service, regular check ins from Kelly and updates on matters that are really relevant our 140 year old club. I thoroughly recommend LAP, they are an amazing find and absolutely stand out in the complex  commercial insurance market.


    East Finchley Constitutional Club

    Michael Harvey

    We have been with LAP Insurance brokers for several years. We have always dealt with Kelly. She does everything in a professional manner. Always polite and courteous, and can answer all our questions owing to her extensive knowledge of the insurance business.



    Barnby Dun Social Club

    Mary Brierley

    We are recently changed provider for our Social Club Insurance policy to LAP Insurance Brokers Ltd.

    From the start they have been very helpful as we did not the correct paperwork or equipment installed.

    Kelly has given us 5 * treatment from the start. She gently prodded me into completing all the work set by the Insurance assessor and the club is in a lot healthier and legal state now.

    The survey, although I didn.t like it, was good and made the club think about the most important issues which were lacking in the club. If we had just proceeded with the previous insurers we would have been under insured and in the event of a claim, we would not have received a full payout. I have no regrets in changing our Insurance provider. Not only have LAP saved us money on the policy, we took an option of securing the price for a few years.

    The customer service I received was awesome. Kelly was either at the end of the telephone or would respond very very quickly. She gave us confidence in the product we were purchasing. Any documents we needed were sent swiftly and accurately.

    I wouldn’t hesitate to recommend LAP to anyone and no time have I been let down by their promises.
    .

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